Data Dictionary

Additional Information

Field	Value
Data last updated	May 2, 2025
Metadata last updated	May 2, 2025
Created	October 6, 2023
Format	CSV
License	Open Data Commons Attribution License
Additional info	The data published is only for RBI, NPCI operated systems and Card Networks (domestic Off-Us transactions). RTGS data includes only Customer and Interbank transactions. AePS data under Payment transactions include AePS Fund Transfers and BHIM Aadhaar Pay transactions. UPI data includes BHIM-UPI and USSD transactions. NACH Credit data includes Aadhaar Payment Bridge System (APBS) transactions. NETC figures are for FASTags linked with all instruments and hence would be different from monthly bulletin which only includes NETC linked to bank accounts BBPS data is not included in the monthly bulletin as the data is captured under other systems. For complete data on Payment System Indicators, please refer to RBI Bulletin – Table 43 published on a monthly basis. Data on Prepaid cards are only those that are processed by card networks.
Data extraction page	https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=49901
Data insights	What is the trend in the volume and value of digital transactions across various payment systems in India, and how is this changing over time? Which payment systems are experiencing the highest growth in transaction volume and value, and what factors are driving this growth? How are consumers using different payment systems, and what types of transactions are most commonly conducted through each system? What is the overall adoption rate of electronic payment systems in India, and how does this compare to other countries in the region? How are changes in government policies and regulations affecting the use of electronic payment systems in India, and what implications do these changes have for financial institutions and consumers? What are the key challenges facing the growth of electronic payment systems in India, and how can these be addressed to ensure wider adoption and greater financial inclusion?
Data last updated	2025-04-30 00:00:00
Data retreival date	2025-05-02 00:00:00
Datastore active	True
Frequency	Daily
Granularity	India
Has views	True
Id	1f9367ac-01b0-4c82-83a1-4069d4340667
Idp ready	True
Lgd mapping	na
Methodology	The specific data collection methodology for the Reserve Bank published settlement data of select payment systems is not provided by RBI. However, it is likely that the data is collected through a combination of automated processes and manual data entry.
Mimetype	text/csv
No indicators	48
Package id	eb565ca6-aa06-47fd-9c81-05c7ed6c538b
Position	0
Size	531 KiB
Sku	rbi-payment_systems_settlements-in-dl-zau
State	active
Tags	['Reserve Bank of India', 'Payment Systems', 'Digital Transactions', 'ATMs\n Financial Inclusion', 'Financtial Institutions', 'Consumers']
Url type	upload
Years covered	2020-2025
Methodology	The specific data collection methodology for the Reserve Bank published settlement data of select payment systems is not provided by RBI. However, it is likely that the data is collected through a combination of automated processes and manual data entry.
Indicators
Similar Resources
Granularity Level	India
Data Extraction Page	https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=49901
Data Retreival Date	2025-05-02 00:00:00
Data Last Updated	2025-04-30 00:00:00
Sku	rbi-payment_systems_settlements-in-dl-zau
Dataset Frequency	Daily
Years Covered	2020-2025
No of States/UT(s)
No of Districts
No of Tehsils/blocks
No of Gram Panchayats
Additional Information	The data published is only for RBI, NPCI operated systems and Card Networks (domestic Off-Us transactions). RTGS data includes only Customer and Interbank transactions. AePS data under Payment transactions include AePS Fund Transfers and BHIM Aadhaar Pay transactions. UPI data includes BHIM-UPI and USSD transactions. NACH Credit data includes Aadhaar Payment Bridge System (APBS) transactions. NETC figures are for FASTags linked with all instruments and hence would be different from monthly bulletin which only includes NETC linked to bank accounts BBPS data is not included in the monthly bulletin as the data is captured under other systems. For complete data on Payment System Indicators, please refer to RBI Bulletin – Table 43 published on a monthly basis. Data on Prepaid cards are only those that are processed by card networks.
Number of Indicators	48
Insights from the dataset	What is the trend in the volume and value of digital transactions across various payment systems in India, and how is this changing over time? Which payment systems are experiencing the highest growth in transaction volume and value, and what factors are driving this growth? How are consumers using different payment systems, and what types of transactions are most commonly conducted through each system? What is the overall adoption rate of electronic payment systems in India, and how does this compare to other countries in the region? How are changes in government policies and regulations affecting the use of electronic payment systems in India, and what implications do these changes have for financial institutions and consumers? What are the key challenges facing the growth of electronic payment systems in India, and how can these be addressed to ensure wider adoption and greater financial inclusion?
IDP Ready	Yes
LGD Mapping	Not Applicable